Call reports 2003
STILLMAN BANCCORP, N.A. — 2003
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 270,836,000 | 280,401,000 | 270,756,000 | 273,257,000 |
| Total loans | 153,173,000 | 165,196,000 | 145,000,000 | 148,944,000 |
| Allowance for loan losses | 1,880,000 | 1,903,000 | 1,964,000 | 1,987,000 |
| Securities available for sale | 71,323,000 | 67,220,000 | 70,635,000 | 85,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,991,000 | 225,922,000 | 215,643,000 | 217,566,000 |
| Interest-bearing deposits | 191,133,000 | 195,459,000 | 192,164,000 | 192,840,000 |
| Noninterest-bearing deposits | 27,858,000 | 30,463,000 | 23,479,000 | 24,726,000 |
| Equity capital | 31,577,000 | 32,970,000 | 33,642,000 | 33,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,495,000 | 7,037,000 | 10,429,000 | 13,759,000 |
| Interest expense | 1,477,000 | 2,838,000 | 4,147,000 | 5,381,000 |
| Net interest income | 2,018,000 | 4,199,000 | 6,282,000 | 8,378,000 |
| Noninterest income | 1,349,000 | 2,789,000 | 4,411,000 | 5,002,000 |
| Noninterest expense | 2,049,000 | 4,155,000 | 6,438,000 | 8,513,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,262,000 | 2,717,000 | 4,056,000 | 4,608,000 |
| Income tax | 0 | 1,000 | 2,000 | 1,000 |
| Net income | 1,262,000 | 2,716,000 | 4,054,000 | 4,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,932,000 | 29,864,000 | 31,101,000 | 31,375,000 |
| Total capital | 30,812,000 | 31,767,000 | 33,065,000 | 33,362,000 |
| Risk-weighted assets | 170,847,000 | 176,906,000 | 170,816,000 | 175,086,000 |