Call reports 2002
STILLMAN BANCCORP, N.A. — 2002
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 262,699,000 | 266,829,000 | 268,152,000 | 273,938,000 |
| Total loans | 134,353,000 | 143,935,000 | 154,185,000 | 150,887,000 |
| Allowance for loan losses | 1,495,000 | 1,571,000 | 1,626,000 | 1,828,000 |
| Securities available for sale | 89,436,000 | 83,897,000 | 75,837,000 | 81,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,298,000 | 210,007,000 | 211,003,000 | 216,087,000 |
| Interest-bearing deposits | 183,484,000 | 184,673,000 | 184,972,000 | 188,063,000 |
| Noninterest-bearing deposits | 24,814,000 | 25,334,000 | 26,031,000 | 28,024,000 |
| Equity capital | 26,659,000 | 28,296,000 | 30,370,000 | 30,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 7,803,000 | 11,719,000 | 15,548,000 |
| Interest expense | 1,986,000 | 3,829,000 | 5,598,000 | 7,245,000 |
| Net interest income | 1,911,000 | 3,974,000 | 6,121,000 | 8,303,000 |
| Noninterest income | 897,000 | 1,399,000 | 2,232,000 | 4,152,000 |
| Noninterest expense | 1,960,000 | 3,955,000 | 5,885,000 | 8,275,000 |
| Provision for loan losses | 90,000 | 170,000 | 230,000 | 440,000 |
| Pretax income | 754,000 | 1,248,000 | 2,286,000 | 3,788,000 |
| Income tax | 0 | 5,000 | 9,000 | 54,000 |
| Net income | 754,000 | 1,243,000 | 2,277,000 | 3,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,836,000 | 26,093,000 | 27,126,000 | 27,806,000 |
| Total capital | 27,331,000 | 27,664,000 | 28,752,000 | 29,634,000 |
| Risk-weighted assets | 155,770,000 | 163,742,000 | 171,016,000 | 171,145,000 |