Call reports 2001
STILLMAN BANCCORP, N.A. — 2001
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 240,256,000 | 244,428,000 | 254,127,000 | 261,645,000 |
| Total loans | 129,702,000 | 135,937,000 | 137,544,000 | 142,046,000 |
| Allowance for loan losses | 1,083,000 | 1,192,000 | 1,322,000 | 1,460,000 |
| Securities available for sale | 74,198,000 | 72,795,000 | 77,140,000 | 92,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,738,000 | 194,293,000 | 204,821,000 | 206,249,000 |
| Interest-bearing deposits | 170,318,000 | 171,626,000 | 183,001,000 | 180,913,000 |
| Noninterest-bearing deposits | 22,420,000 | 22,667,000 | 21,820,000 | 25,336,000 |
| Equity capital | 25,124,000 | 25,397,000 | 27,427,000 | 26,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,320,000 | 8,594,000 | 12,893,000 | 17,119,000 |
| Interest expense | 2,275,000 | 4,496,000 | 6,729,000 | 8,844,000 |
| Net interest income | 2,045,000 | 4,098,000 | 6,164,000 | 8,275,000 |
| Noninterest income | 514,000 | 1,266,000 | 1,930,000 | 2,823,000 |
| Noninterest expense | 1,818,000 | 3,632,000 | 5,468,000 | 7,539,000 |
| Provision for loan losses | 70,000 | 180,000 | 300,000 | 470,000 |
| Pretax income | 671,000 | 1,573,000 | 2,348,000 | 3,110,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 671,000 | 1,573,000 | 2,348,000 | 3,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,475,000 | 24,059,000 | 24,766,000 | 25,101,000 |
| Total capital | 24,558,000 | 25,251,000 | 26,088,000 | 26,561,000 |
| Risk-weighted assets | 145,075,000 | 149,115,000 | 153,001,000 | 158,423,000 |