Call reports 2002
ASCENCIA BANK, INC. — 2002
What ASCENCIA BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 230,871,000 | 243,366,000 | 260,695,000 | 249,574,000 |
| Total loans | 176,855,000 | 190,122,000 | 203,925,000 | 200,908,000 |
| Allowance for loan losses | 1,930,000 | 2,200,000 | 2,597,000 | 2,421,000 |
| Securities available for sale | 44,693,000 | 47,326,000 | 43,150,000 | 41,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,235,000 | 203,236,000 | 222,622,000 | 215,732,000 |
| Interest-bearing deposits | 194,149,000 | 199,042,000 | 220,243,000 | 211,995,000 |
| Noninterest-bearing deposits | 1,086,000 | 4,194,000 | 2,379,000 | 3,737,000 |
| Equity capital | 25,109,000 | 26,154,000 | 27,052,000 | 26,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,534,000 | 7,264,000 | 11,428,000 | 15,440,000 |
| Interest expense | 2,046,000 | 4,135,000 | 6,343,000 | 8,502,000 |
| Net interest income | 1,488,000 | 3,129,000 | 5,085,000 | 6,938,000 |
| Noninterest income | 43,000 | 72,000 | 636,000 | 679,000 |
| Noninterest expense | 880,000 | 1,745,000 | 2,710,000 | 3,659,000 |
| Provision for loan losses | 150,000 | 500,000 | 925,000 | 1,233,000 |
| Pretax income | 537,000 | 992,000 | 2,122,000 | 2,761,000 |
| Income tax | 183,000 | 326,000 | 718,000 | 939,000 |
| Net income | 354,000 | 666,000 | 1,404,000 | 1,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,136,000 | 25,360,000 | 26,010,000 | 25,828,000 |
| Total capital | 27,066,000 | 27,560,000 | 28,607,000 | 28,249,000 |
| Risk-weighted assets | 184,202,000 | 194,742,000 | 208,656,000 | 205,071,000 |