Call reports 2001
ASCENCIA BANK, INC. — 2001
What ASCENCIA BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 272,911,000 | 284,792,000 | 209,408,000 | 216,592,000 |
| Total loans | 199,094,000 | 209,494,000 | 155,861,000 | 164,457,000 |
| Allowance for loan losses | 2,308,000 | 2,436,000 | 1,935,000 | 1,980,000 |
| Securities available for sale | 42,640,000 | 49,473,000 | 43,337,000 | 41,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,218,000 | 233,904,000 | 188,503,000 | 190,837,000 |
| Interest-bearing deposits | 230,407,000 | 224,792,000 | 186,835,000 | 187,699,000 |
| Noninterest-bearing deposits | 5,811,000 | 9,112,000 | 1,668,000 | 3,138,000 |
| Equity capital | 30,304,000 | 30,744,000 | 20,292,000 | 25,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,628,000 | 10,949,000 | 14,934,000 | 18,596,000 |
| Interest expense | 3,719,000 | 7,189,000 | 9,770,000 | 12,063,000 |
| Net interest income | 1,909,000 | 3,760,000 | 5,164,000 | 6,533,000 |
| Noninterest income | 76,000 | 196,000 | 227,000 | 242,000 |
| Noninterest expense | 1,264,000 | 2,515,000 | 3,464,000 | 4,296,000 |
| Provision for loan losses | 121,000 | 243,000 | 406,000 | 614,000 |
| Pretax income | 795,000 | 1,462,000 | 1,785,000 | 2,129,000 |
| Income tax | 316,000 | 543,000 | 652,000 | 781,000 |
| Net income | 479,000 | 919,000 | 1,133,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,825,000 | 30,266,000 | 19,895,000 | 24,870,000 |
| Total capital | 32,133,000 | 32,702,000 | 21,830,000 | 26,850,000 |
| Risk-weighted assets | 203,203,000 | 215,255,000 | 162,502,000 | 171,028,000 |