Call reports 2017
FIRST COMMONS BANK, N.A. — 2017
What FIRST COMMONS BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 350,975,000 | 323,797,000 | 311,437,000 | 324,809,000 |
| Total loans | 261,851,000 | 256,519,000 | 262,192,000 | 266,471,000 |
| Allowance for loan losses | 2,507,000 | 2,509,000 | 2,517,000 | 2,551,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,480,000 | 34,204,000 | 31,981,000 | 31,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,731,000 | 277,191,000 | 267,473,000 | 282,773,000 |
| Interest-bearing deposits | 275,299,000 | 242,347,000 | 227,198,000 | 229,135,000 |
| Noninterest-bearing deposits | 29,432,000 | 34,844,000 | 40,275,000 | 53,638,000 |
| Equity capital | 34,414,000 | 35,082,000 | 35,576,000 | 35,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,106,000 | 10,491,000 | 14,033,000 |
| Interest expense | 701,000 | 1,355,000 | 1,958,000 | 2,648,000 |
| Net interest income | 2,870,000 | 5,751,000 | 8,533,000 | 11,385,000 |
| Noninterest income | 98,000 | 177,000 | 286,000 | 344,000 |
| Noninterest expense | 1,861,000 | 3,656,000 | 5,640,000 | 7,800,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 38,000 |
| Pretax income | 1,107,000 | 2,225,000 | 3,053,000 | 3,770,000 |
| Income tax | 448,000 | 898,000 | 1,232,000 | 2,094,000 |
| Net income | 659,000 | 1,327,000 | 1,821,000 | 1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,414,000 | 35,082,000 | 35,576,000 | 35,523,000 |
| Total capital | 36,921,000 | 37,591,000 | 38,093,000 | 38,074,000 |
| Risk-weighted assets | 253,672,000 | 246,887,000 | 256,633,000 | 259,657,000 |
Machine access — free, no API key
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