Call reports 2010

FIRST COMMONS BANK, N.A. — 2010

Name: FIRST COMMONS BANK, N.A. — FFIEC call report 2010
Creator: FIRST COMMONS BANK, N.A.

What FIRST COMMONS BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a10aee6d-acc9-44a3-82ad-065d000a7136/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	84,759,000	94,381,000	105,565,000	110,916,000
Total loans	22,083,000	37,817,000	50,285,000	69,774,000
Allowance for loan losses	134,000	249,000	288,000	493,000
Securities available for sale	787,000	778,000	4,641,000	3,911,000
Securities held to maturity	29,702,000	30,669,000	25,296,000	23,140,000
Trading assets	0	0	0	0
Total deposits	68,817,000	79,509,000	90,521,000	96,817,000
Interest-bearing deposits	67,098,000	76,810,000	86,808,000	92,328,000
Noninterest-bearing deposits	1,719,000	2,699,000	3,713,000	4,489,000
Equity capital	14,949,000	14,264,000	14,362,000	13,521,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	469,000	1,166,000	2,058,000	2,877,000
Interest expense	226,000	493,000	780,000	1,083,000
Net interest income	243,000	673,000	1,278,000	1,794,000
Noninterest income	0	1,000	19,000	31,000
Noninterest expense	832,000	1,834,000	2,855,000	4,182,000
Provision for loan losses	75,000	190,000	229,000	434,000
Pretax income	-664,000	-1,350,000	-1,282,000	-2,286,000
Income tax	0	0	0	0
Net income	-664,000	-1,350,000	-1,282,000	-2,286,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	14,949,000	14,264,000	14,348,000	13,513,000
Total capital	15,083,000	14,513,000	14,636,000	14,006,000
Risk-weighted assets	25,495,000	35,914,000	47,914,000	68,316,000