Call reports 2004
COMMUNITY FIRST NATIONAL BANK — 2004
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 5,415,370,000 | 5,528,374,000 | 5,423,311,000 |
| Total loans | 3,309,968,000 | 3,430,854,000 | 3,472,543,000 |
| Allowance for loan losses | 52,448,000 | 52,652,000 | 52,952,000 |
| Securities available for sale | 1,573,815,000 | 1,539,295,000 | 1,432,108,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 4,399,913,000 | 4,394,979,000 | 4,389,669,000 |
| Interest-bearing deposits | 3,954,978,000 | 3,946,003,000 | 3,967,731,000 |
| Noninterest-bearing deposits | 444,935,000 | 448,976,000 | 421,938,000 |
| Equity capital | 486,549,000 | 462,833,000 | 475,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 70,495,000 | 141,332,000 | 212,279,000 |
| Interest expense | 10,748,000 | 21,445,000 | 32,876,000 |
| Net interest income | 59,747,000 | 119,887,000 | 179,403,000 |
| Noninterest income | 21,303,000 | 43,495,000 | 64,299,000 |
| Noninterest expense | 45,225,000 | 88,962,000 | 134,178,000 |
| Provision for loan losses | 2,365,000 | 4,732,000 | 6,613,000 |
| Pretax income | 34,971,000 | 71,988,000 | 106,022,000 |
| Income tax | 11,882,000 | 24,524,000 | 36,156,000 |
| Net income | 23,089,000 | 47,464,000 | 69,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 379,956,000 | 380,626,000 | 379,889,000 |
| Total capital | 442,768,000 | 444,327,000 | 443,905,000 |
| Risk-weighted assets | 3,824,063,000 | 3,932,214,000 | 3,960,061,000 |