Call reports 2003
COMMUNITY FIRST NATIONAL BANK — 2003
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,682,130,000 | 5,539,429,000 | 5,437,768,000 | 5,426,426,000 |
| Total loans | 3,494,237,000 | 3,425,504,000 | 3,357,837,000 | 3,324,883,000 |
| Allowance for loan losses | 54,846,000 | 54,078,000 | 53,904,000 | 52,121,000 |
| Securities available for sale | 1,658,332,000 | 1,562,505,000 | 1,531,071,000 | 1,545,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,545,663,000 | 4,463,255,000 | 4,372,251,000 | 4,398,230,000 |
| Interest-bearing deposits | 4,165,981,000 | 3,999,596,000 | 3,928,954,000 | 3,941,562,000 |
| Noninterest-bearing deposits | 379,682,000 | 463,659,000 | 443,297,000 | 456,668,000 |
| Equity capital | 570,380,000 | 584,015,000 | 518,475,000 | 514,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 81,941,000 | 160,989,000 | 235,869,000 | 309,092,000 |
| Interest expense | 16,675,000 | 31,257,000 | 43,937,000 | 55,543,000 |
| Net interest income | 65,266,000 | 129,732,000 | 191,932,000 | 253,549,000 |
| Noninterest income | 21,264,000 | 42,628,000 | 66,119,000 | 87,446,000 |
| Noninterest expense | 45,724,000 | 89,836,000 | 136,014,000 | 180,092,000 |
| Provision for loan losses | 3,487,000 | 6,974,000 | 10,377,000 | 12,602,000 |
| Pretax income | 37,783,000 | 77,809,000 | 114,363,000 | 152,635,000 |
| Income tax | 12,565,000 | 25,851,000 | 38,087,000 | 51,279,000 |
| Net income | 25,218,000 | 51,958,000 | 76,276,000 | 101,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,243,000 | 469,043,000 | 413,135,000 | 413,279,000 |
| Total capital | 525,878,000 | 537,563,000 | 481,644,000 | 476,225,000 |
| Risk-weighted assets | 3,994,862,000 | 3,914,572,000 | 3,920,304,000 | 3,851,977,000 |