Call reports 2002
COMMUNITY FIRST NATIONAL BANK — 2002
What COMMUNITY FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,562,774,000 | 5,550,880,000 | 5,571,754,000 | 5,783,567,000 |
| Total loans | 3,652,717,000 | 3,651,425,000 | 3,646,222,000 | 3,577,209,000 |
| Allowance for loan losses | 55,383,000 | 55,451,000 | 56,056,000 | 56,106,000 |
| Securities available for sale | 1,374,974,000 | 1,354,574,000 | 1,350,920,000 | 1,646,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,592,219,000 | 4,529,123,000 | 4,643,290,000 | 4,672,919,000 |
| Interest-bearing deposits | 4,205,505,000 | 4,127,700,000 | 4,213,050,000 | 4,198,846,000 |
| Noninterest-bearing deposits | 386,714,000 | 401,423,000 | 430,240,000 | 474,073,000 |
| Equity capital | 524,108,000 | 542,216,000 | 548,378,000 | 549,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 90,667,000 | 180,073,000 | 268,254,000 | 353,953,000 |
| Interest expense | 23,821,000 | 44,907,000 | 65,256,000 | 84,671,000 |
| Net interest income | 66,846,000 | 135,166,000 | 202,998,000 | 269,282,000 |
| Noninterest income | 18,818,000 | 41,645,000 | 62,882,000 | 84,182,000 |
| Noninterest expense | 44,261,000 | 88,895,000 | 135,675,000 | 180,123,000 |
| Provision for loan losses | 3,287,000 | 6,502,000 | 9,944,000 | 13,242,000 |
| Pretax income | 38,254,000 | 81,582,000 | 121,582,000 | 161,755,000 |
| Income tax | 12,745,000 | 27,204,000 | 40,575,000 | 53,775,000 |
| Net income | 25,509,000 | 54,378,000 | 81,007,000 | 107,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 427,155,000 | 431,142,000 | 429,214,000 | 430,293,000 |
| Total capital | 503,328,000 | 507,042,000 | 505,068,000 | 501,836,000 |
| Risk-weighted assets | 4,089,625,000 | 4,067,462,000 | 4,063,113,000 | 4,159,134,000 |