Call reports 2008
DUNDEE BANK — 2008
What DUNDEE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 52,258,000 | 54,252,000 | 58,916,000 | 58,288,000 |
| Total loans | 48,026,000 | 49,778,000 | 54,420,000 | 53,104,000 |
| Allowance for loan losses | 322,000 | 377,000 | 381,000 | 409,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,217,000 | 1,165,000 | 1,120,000 | 950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,592,000 | 39,996,000 | 46,547,000 | 47,258,000 |
| Interest-bearing deposits | 35,547,000 | 34,785,000 | 41,684,000 | 41,673,000 |
| Noninterest-bearing deposits | 5,045,000 | 5,211,000 | 4,864,000 | 5,586,000 |
| Equity capital | 4,021,000 | 4,284,000 | 4,540,000 | 4,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,086,000 | 3,184,000 | 4,379,000 |
| Interest expense | 459,000 | 866,000 | 1,299,000 | 1,740,000 |
| Net interest income | 564,000 | 1,220,000 | 1,885,000 | 2,639,000 |
| Noninterest income | 47,000 | 67,000 | 121,000 | 189,000 |
| Noninterest expense | 392,000 | 804,000 | 1,267,000 | 1,860,000 |
| Provision for loan losses | 123,000 | 123,000 | 123,000 | 388,000 |
| Pretax income | 96,000 | 360,000 | 616,000 | 580,000 |
| Income tax | 0 | 0 | 0 | -54,000 |
| Net income | 96,000 | 360,000 | 616,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,982,000 | 4,245,000 | 4,501,000 | 4,518,000 |
| Total capital | 4,304,000 | 4,622,000 | 4,881,000 | 4,927,000 |
| Risk-weighted assets | 42,306,000 | 43,797,000 | 48,629,000 | 47,964,000 |