Call reports 2007
DUNDEE BANK — 2007
What DUNDEE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,138,000 | 41,240,000 | 46,576,000 | 49,320,000 |
| Total loans | 31,120,000 | 36,654,000 | 41,882,000 | 44,276,000 |
| Allowance for loan losses | 301,000 | 315,000 | 347,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,630,000 | 2,129,000 | 1,791,000 | 1,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,004,000 | 32,192,000 | 36,650,000 | 40,894,000 |
| Interest-bearing deposits | 24,191,000 | 28,237,000 | 33,263,000 | 36,566,000 |
| Noninterest-bearing deposits | 3,813,000 | 3,954,000 | 3,387,000 | 4,328,000 |
| Equity capital | 2,689,000 | 3,147,000 | 3,529,000 | 3,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,511,000 | 2,473,000 | 3,424,000 |
| Interest expense | 293,000 | 658,000 | 1,115,000 | 1,615,000 |
| Net interest income | 379,000 | 853,000 | 1,358,000 | 1,809,000 |
| Noninterest income | 32,000 | 71,000 | 111,000 | 136,000 |
| Noninterest expense | 271,000 | 602,000 | 926,000 | 1,367,000 |
| Provision for loan losses | 8,000 | 8,000 | 43,000 | 277,000 |
| Pretax income | 132,000 | 314,000 | 500,000 | 301,000 |
| Income tax | 31,000 | 41,000 | 58,000 | 14,000 |
| Net income | 101,000 | 273,000 | 442,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,650,000 | 3,108,000 | 3,490,000 | 3,885,000 |
| Total capital | 2,951,000 | 3,423,000 | 3,837,000 | 4,232,000 |
| Risk-weighted assets | 28,980,000 | 33,821,000 | 38,297,000 | 39,734,000 |