Call reports 2005
DUNDEE BANK — 2005
What DUNDEE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,687,000 | 12,902,000 | 14,328,000 | 15,169,000 |
| Total loans | 9,266,000 | 9,583,000 | 10,933,000 | 11,717,000 |
| Allowance for loan losses | 84,000 | 93,000 | 93,000 | 134,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,878,000 | 1,941,000 | 1,851,000 | 1,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,044,000 | 11,026,000 | 10,866,000 | 10,843,000 |
| Interest-bearing deposits | 9,555,000 | 9,308,000 | 9,119,000 | 9,063,000 |
| Noninterest-bearing deposits | 1,489,000 | 1,718,000 | 1,748,000 | 1,780,000 |
| Equity capital | 1,247,000 | 1,291,000 | 1,313,000 | 1,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 451,000 | 675,000 | 926,000 |
| Interest expense | 57,000 | 117,000 | 178,000 | 266,000 |
| Net interest income | 168,000 | 334,000 | 497,000 | 660,000 |
| Noninterest income | 29,000 | 55,000 | 75,000 | 103,000 |
| Noninterest expense | 114,000 | 249,000 | 370,000 | 521,000 |
| Provision for loan losses | 5,000 | 10,000 | 16,000 | 57,000 |
| Pretax income | 78,000 | 130,000 | 186,000 | 185,000 |
| Income tax | 0 | 39,000 | 43,000 | 80,000 |
| Net income | 78,000 | 91,000 | 143,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,202,000 | 1,247,000 | 1,272,000 | 1,236,000 |
| Total capital | 1,286,000 | 1,340,000 | 1,365,000 | 1,370,000 |
| Risk-weighted assets | 9,573,000 | 10,077,000 | 11,228,000 | 11,598,000 |