Call reports 2004
DUNDEE BANK — 2004
What DUNDEE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 12,434,000 | 13,062,000 | 11,770,000 | 12,491,000 |
| Total loans | 8,775,000 | 9,439,000 | 8,915,000 | 9,308,000 |
| Allowance for loan losses | 71,000 | 116,000 | 78,000 | 81,000 |
| Securities available for sale | 1,428,000 | 1,391,000 | 1,919,000 | 0 |
| Securities held to maturity | 548,000 | 614,000 | 0 | 1,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,388,000 | 11,864,000 | 10,624,000 | 11,260,000 |
| Interest-bearing deposits | 9,935,000 | 10,108,000 | 9,396,000 | 9,665,000 |
| Noninterest-bearing deposits | 1,453,000 | 1,756,000 | 1,228,000 | 1,595,000 |
| Equity capital | 987,000 | 912,000 | 944,000 | 949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 380,000 | 584,000 | 767,000 |
| Interest expense | 53,000 | 106,000 | 161,000 | 223,000 |
| Net interest income | 136,000 | 274,000 | 423,000 | 544,000 |
| Noninterest income | 33,000 | 59,000 | 99,000 | 161,000 |
| Noninterest expense | 127,000 | 278,000 | 416,000 | 528,000 |
| Provision for loan losses | 3,000 | 56,000 | 57,000 | 65,000 |
| Pretax income | 39,000 | -1,000 | 47,000 | 85,000 |
| Income tax | 3,000 | 8,000 | 9,000 | 34,000 |
| Net income | 36,000 | -9,000 | 38,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 922,000 | 870,000 | 884,000 | 901,000 |
| Total capital | 993,000 | 986,000 | 962,000 | 982,000 |
| Risk-weighted assets | 9,198,000 | 9,898,000 | 9,448,000 | 9,547,000 |