Call reports 2003
DUNDEE BANK — 2003
What DUNDEE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 11,399,000 | 11,833,000 | 12,320,000 | 12,692,000 |
| Total loans | 8,080,000 | 7,486,000 | 8,794,000 | 8,693,000 |
| Allowance for loan losses | 89,000 | 87,000 | 83,000 | 118,000 |
| Securities available for sale | 1,438,000 | 1,442,000 | 1,381,000 | 1,417,000 |
| Securities held to maturity | 745,000 | 826,000 | 622,000 | 579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,477,000 | 10,902,000 | 11,365,000 | 11,485,000 |
| Interest-bearing deposits | 9,432,000 | 9,572,000 | 9,986,000 | 9,766,000 |
| Noninterest-bearing deposits | 1,045,000 | 1,330,000 | 1,379,000 | 1,719,000 |
| Equity capital | 862,000 | 879,000 | 902,000 | 943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 166,000 | 331,000 | 509,000 | 683,000 |
| Interest expense | 61,000 | 119,000 | 178,000 | 233,000 |
| Net interest income | 105,000 | 212,000 | 331,000 | 450,000 |
| Noninterest income | 25,000 | 46,000 | 76,000 | 102,000 |
| Noninterest expense | 100,000 | 206,000 | 315,000 | 431,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 57,000 |
| Pretax income | 28,000 | 49,000 | 87,000 | 64,000 |
| Income tax | 5,000 | 8,000 | 13,000 | 26,000 |
| Net income | 23,000 | 41,000 | 74,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 802,000 | 803,000 | 833,000 | 883,000 |
| Total capital | 891,000 | 890,000 | 916,000 | 1,001,000 |
| Risk-weighted assets | 8,275,000 | 8,005,000 | 9,172,000 | 9,291,000 |