Call reports 2006
DELTA BANK, THE — 2006
What DELTA BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,644,000 | 17,320,000 | 17,045,000 | 18,217,000 |
| Total loans | 8,857,000 | 8,847,000 | 9,147,000 | 9,247,000 |
| Allowance for loan losses | 91,000 | 91,000 | 91,000 | 91,000 |
| Securities available for sale | 3,877,000 | 3,751,000 | 3,142,000 | 2,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,169,000 | 14,894,000 | 14,520,000 | 15,711,000 |
| Interest-bearing deposits | 11,532,000 | 12,047,000 | 2,569,000 | 12,478,000 |
| Noninterest-bearing deposits | 3,637,000 | 2,847,000 | 11,951,000 | 3,233,000 |
| Equity capital | 2,391,000 | 2,354,000 | 2,437,000 | 2,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 524,000 | 795,000 | 1,070,000 |
| Interest expense | 81,000 | 168,000 | 258,000 | 356,000 |
| Net interest income | 176,000 | 356,000 | 537,000 | 714,000 |
| Noninterest income | 42,000 | 77,000 | 122,000 | 150,000 |
| Noninterest expense | 123,000 | 237,000 | 372,000 | 523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 196,000 | 287,000 | 341,000 |
| Income tax | 28,000 | 56,000 | 85,000 | 98,000 |
| Net income | 67,000 | 140,000 | 202,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,420,000 | 2,393,000 | 2,458,000 | 2,436,000 |
| Total capital | 2,511,000 | 2,484,000 | 2,549,000 | 2,527,000 |
| Risk-weighted assets | 17,698,000 | 17,369,000 | 17,105,000 | 18,284,000 |