Call reports 2002
DELTA BANK, THE — 2002
What DELTA BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,429,000 | 20,381,000 | 21,168,000 | 21,286,000 |
| Total loans | 8,458,000 | 8,528,000 | 8,621,000 | 8,335,000 |
| Allowance for loan losses | 77,000 | 78,000 | 72,000 | 74,000 |
| Securities available for sale | 6,136,000 | 5,452,000 | 5,351,000 | 5,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,043,000 | 17,945,000 | 18,630,000 | 18,813,000 |
| Interest-bearing deposits | 14,998,000 | 15,150,000 | 15,561,000 | 15,205,000 |
| Noninterest-bearing deposits | 3,045,000 | 2,795,000 | 3,069,000 | 3,608,000 |
| Equity capital | 2,247,000 | 2,259,000 | 2,344,000 | 2,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 588,000 | 863,000 | 1,136,000 |
| Interest expense | 135,000 | 260,000 | 377,000 | 488,000 |
| Net interest income | 168,000 | 328,000 | 486,000 | 648,000 |
| Noninterest income | 44,000 | 78,000 | 125,000 | 163,000 |
| Noninterest expense | 123,000 | 259,000 | 407,000 | 583,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 86,000 | 141,000 | 195,000 | 216,000 |
| Income tax | 2,000 | 14,000 | 19,000 | 28,000 |
| Net income | 84,000 | 127,000 | 176,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,203,000 | 2,166,000 | 2,215,000 | 2,173,000 |
| Total capital | 2,280,000 | 2,244,000 | 2,287,000 | 2,247,000 |
| Risk-weighted assets | 20,459,000 | 20,336,000 | 21,066,000 | 21,212,000 |