Call reports 2001
DELTA BANK, THE — 2001
What DELTA BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,593,000 | 21,026,000 | 20,412,000 | 21,106,000 |
| Total loans | 7,814,000 | 8,309,000 | 8,202,000 | 8,471,000 |
| Allowance for loan losses | 80,000 | 77,000 | 77,000 | 77,000 |
| Securities available for sale | 5,195,000 | 4,680,000 | 4,207,000 | 4,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,037,000 | 18,435,000 | 17,918,000 | 18,730,000 |
| Interest-bearing deposits | 14,577,000 | 15,184,000 | 14,867,000 | 15,583,000 |
| Noninterest-bearing deposits | 3,460,000 | 3,251,000 | 3,051,000 | 3,147,000 |
| Equity capital | 2,363,000 | 2,395,000 | 2,294,000 | 2,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 692,000 | 1,019,000 | 1,331,000 |
| Interest expense | 177,000 | 354,000 | 532,000 | 691,000 |
| Net interest income | 160,000 | 338,000 | 487,000 | 640,000 |
| Noninterest income | 40,000 | 77,000 | 115,000 | 150,000 |
| Noninterest expense | 125,000 | 288,000 | 403,000 | 577,000 |
| Provision for loan losses | 6,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 69,000 | 120,000 | 192,000 | 206,000 |
| Income tax | 8,000 | 23,000 | 37,000 | 28,000 |
| Net income | 61,000 | 97,000 | 155,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,283,000 | 2,320,000 | 2,192,000 | 2,119,000 |
| Total capital | 2,363,000 | 2,397,000 | 2,269,000 | 2,196,000 |
| Risk-weighted assets | 20,572,000 | 21,007,000 | 20,354,000 | 21,096,000 |