Call reports 2016
BANK OF WASHINGTON — 2016
What BANK OF WASHINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 580,020,000 | 590,634,000 | 584,690,000 | 601,332,000 |
| Total loans | 444,342,000 | 456,443,000 | 452,758,000 | 470,703,000 |
| Allowance for loan losses | 13,360,000 | 13,278,000 | 13,343,000 | 12,563,000 |
| Securities available for sale | 54,211,000 | 54,368,000 | 53,079,000 | 54,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,515,000 | 455,711,000 | 451,765,000 | 462,595,000 |
| Interest-bearing deposits | 378,584,000 | 376,054,000 | 370,601,000 | 377,624,000 |
| Noninterest-bearing deposits | 76,931,000 | 79,657,000 | 81,164,000 | 84,971,000 |
| Equity capital | 73,383,000 | 75,294,000 | 75,311,000 | 76,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,669,000 | 11,365,000 | 16,821,000 | 22,111,000 |
| Interest expense | 780,000 | 1,555,000 | 2,323,000 | 3,107,000 |
| Net interest income | 4,889,000 | 9,810,000 | 14,498,000 | 19,004,000 |
| Noninterest income | 959,000 | 2,046,000 | 2,008,000 | 3,496,000 |
| Noninterest expense | 4,621,000 | 9,018,000 | 13,446,000 | 17,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,227,000 | 2,838,000 | 3,085,000 | 4,955,000 |
| Income tax | 2,000 | 0 | 16,000 | 0 |
| Net income | 1,225,000 | 2,838,000 | 3,069,000 | 4,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,591,000 | 74,205,000 | 74,436,000 | 76,321,000 |
| Total capital | 79,507,000 | 81,289,000 | 81,431,000 | 83,557,000 |
| Risk-weighted assets | 546,814,000 | 560,487,000 | 553,288,000 | 573,591,000 |