Call reports 2015
BANK OF WASHINGTON — 2015
What BANK OF WASHINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 611,762,000 | 603,899,000 | 601,911,000 | 598,857,000 |
| Total loans | 464,992,000 | 459,697,000 | 463,164,000 | 459,522,000 |
| Allowance for loan losses | 16,084,000 | 16,576,000 | 17,118,000 | 13,520,000 |
| Securities available for sale | 56,137,000 | 56,048,000 | 54,492,000 | 53,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,300,000 | 468,580,000 | 463,351,000 | 463,016,000 |
| Interest-bearing deposits | 399,422,000 | 390,254,000 | 385,189,000 | 380,655,000 |
| Noninterest-bearing deposits | 75,878,000 | 78,326,000 | 78,162,000 | 82,361,000 |
| Equity capital | 71,485,000 | 71,073,000 | 72,094,000 | 71,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,019,000 | 11,619,000 | 17,472,000 | 23,145,000 |
| Interest expense | 884,000 | 1,752,000 | 2,600,000 | 3,426,000 |
| Net interest income | 5,135,000 | 9,867,000 | 14,872,000 | 19,719,000 |
| Noninterest income | 1,019,000 | 2,014,000 | 2,765,000 | 3,116,000 |
| Noninterest expense | 4,670,000 | 9,187,000 | 13,521,000 | 18,184,000 |
| Provision for loan losses | 1,200,000 | 2,413,000 | 3,333,000 | 3,953,000 |
| Pretax income | 447,000 | 444,000 | 946,000 | 873,000 |
| Income tax | 7,000 | 3,000 | 40,000 | -10,000 |
| Net income | 440,000 | 441,000 | 906,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,923,000 | 70,924,000 | 71,389,000 | 71,366,000 |
| Total capital | 78,075,000 | 77,990,000 | 78,474,000 | 78,395,000 |
| Risk-weighted assets | 563,266,000 | 555,751,000 | 556,780,000 | 555,822,000 |