Call reports 2014
BANK OF WASHINGTON — 2014
What BANK OF WASHINGTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 683,680,000 | 656,327,000 | 648,799,000 | 641,661,000 |
| Total loans | 519,933,000 | 511,166,000 | 501,925,000 | 469,593,000 |
| Allowance for loan losses | 17,642,000 | 15,993,000 | 15,777,000 | 15,107,000 |
| Securities available for sale | 35,976,000 | 35,982,000 | 48,667,000 | 52,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,949,000 | 526,586,000 | 518,471,000 | 511,690,000 |
| Interest-bearing deposits | 472,413,000 | 455,821,000 | 443,527,000 | 433,835,000 |
| Noninterest-bearing deposits | 71,536,000 | 70,765,000 | 74,944,000 | 77,855,000 |
| Equity capital | 69,580,000 | 69,896,000 | 69,883,000 | 70,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,767,000 | 13,228,000 | 19,556,000 | 25,971,000 |
| Interest expense | 1,131,000 | 2,129,000 | 3,092,000 | 4,033,000 |
| Net interest income | 5,636,000 | 11,099,000 | 16,464,000 | 21,938,000 |
| Noninterest income | 695,000 | 1,112,000 | 1,540,000 | 2,221,000 |
| Noninterest expense | 4,541,000 | 9,055,000 | 13,575,000 | 17,767,000 |
| Provision for loan losses | 1,479,000 | 2,975,000 | 4,202,000 | 5,429,000 |
| Pretax income | 311,000 | 211,000 | 257,000 | 993,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 17,000 |
| Net income | 306,000 | 202,000 | 244,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,808,000 | 69,705,000 | 69,748,000 | 70,482,000 |
| Total capital | 77,121,000 | 76,796,000 | 76,761,000 | 77,191,000 |
| Risk-weighted assets | 574,727,000 | 558,450,000 | 552,278,000 | 528,299,000 |