Call reports 2013
BANK OF WASHINGTON — 2013
What BANK OF WASHINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 802,937,000 | 787,098,000 | 742,817,000 | 721,745,000 |
| Total loans | 600,493,000 | 583,729,000 | 553,434,000 | 530,298,000 |
| Allowance for loan losses | 16,331,000 | 16,763,000 | 15,889,000 | 16,976,000 |
| Securities available for sale | 27,363,000 | 26,734,000 | 16,535,000 | 40,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,080,000 | 601,540,000 | 559,610,000 | 566,284,000 |
| Interest-bearing deposits | 541,961,000 | 517,007,000 | 493,429,000 | 493,012,000 |
| Noninterest-bearing deposits | 76,119,000 | 84,533,000 | 66,181,000 | 73,272,000 |
| Equity capital | 70,145,000 | 70,647,000 | 70,735,000 | 68,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,218,000 | 16,332,000 | 24,295,000 | 30,161,000 |
| Interest expense | 1,863,000 | 3,618,000 | 5,200,000 | 6,602,000 |
| Net interest income | 6,355,000 | 12,714,000 | 19,095,000 | 23,559,000 |
| Noninterest income | 715,000 | 1,396,000 | 1,734,000 | 2,489,000 |
| Noninterest expense | 4,749,000 | 9,541,000 | 14,105,000 | 18,579,000 |
| Provision for loan losses | 1,514,000 | 3,010,000 | 5,148,000 | 6,930,000 |
| Pretax income | 807,000 | 1,559,000 | 1,576,000 | 539,000 |
| Income tax | 14,000 | -21,000 | -12,000 | -9,000 |
| Net income | 793,000 | 1,580,000 | 1,588,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,967,000 | 70,754,000 | 70,764,000 | 69,501,000 |
| Total capital | 78,004,000 | 78,674,000 | 78,348,000 | 76,886,000 |
| Risk-weighted assets | 634,705,000 | 624,740,000 | 598,397,000 | 581,251,000 |