Call reports 2012
BANK OF WASHINGTON — 2012
What BANK OF WASHINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 810,254,000 | 794,952,000 | 853,156,000 | 878,042,000 |
| Total loans | 673,931,000 | 652,488,000 | 655,082,000 | 612,642,000 |
| Allowance for loan losses | 16,595,000 | 17,182,000 | 20,478,000 | 19,427,000 |
| Securities available for sale | 27,617,000 | 30,598,000 | 30,182,000 | 56,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 614,211,000 | 598,143,000 | 643,225,000 | 673,488,000 |
| Interest-bearing deposits | 546,846,000 | 533,710,000 | 561,595,000 | 592,650,000 |
| Noninterest-bearing deposits | 67,365,000 | 64,433,000 | 81,630,000 | 80,838,000 |
| Equity capital | 80,373,000 | 80,541,000 | 74,217,000 | 69,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,343,000 | 18,391,000 | 27,393,000 | 36,377,000 |
| Interest expense | 2,164,000 | 4,225,000 | 6,254,000 | 8,256,000 |
| Net interest income | 7,179,000 | 14,166,000 | 21,139,000 | 28,121,000 |
| Noninterest income | 599,000 | 1,455,000 | 2,659,000 | 3,725,000 |
| Noninterest expense | 4,312,000 | 8,756,000 | 13,332,000 | 17,907,000 |
| Provision for loan losses | 2,533,000 | 5,065,000 | 14,394,000 | 22,603,000 |
| Pretax income | 933,000 | 1,800,000 | -3,928,000 | -8,664,000 |
| Income tax | 17,000 | 33,000 | 55,000 | 66,000 |
| Net income | 916,000 | 1,767,000 | -3,983,000 | -8,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,177,000 | 80,359,000 | 73,918,000 | 69,173,000 |
| Total capital | 88,838,000 | 88,709,000 | 82,529,000 | 77,501,000 |
| Risk-weighted assets | 684,937,000 | 659,158,000 | 677,019,000 | 655,125,000 |