Call reports 2007
BANK OF WASHINGTON — 2007
What BANK OF WASHINGTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 546,898,000 | 558,097,000 | 573,472,000 | 612,600,000 |
| Total loans | 461,915,000 | 479,020,000 | 489,722,000 | 488,443,000 |
| Allowance for loan losses | 5,247,000 | 5,302,000 | 5,209,000 | 4,767,000 |
| Securities available for sale | 62,620,000 | 55,068,000 | 56,511,000 | 91,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,342,000 | 393,566,000 | 405,327,000 | 454,829,000 |
| Interest-bearing deposits | 348,891,000 | 349,882,000 | 359,736,000 | 409,069,000 |
| Noninterest-bearing deposits | 44,451,000 | 43,684,000 | 45,591,000 | 45,760,000 |
| Equity capital | 69,295,000 | 70,146,000 | 72,422,000 | 70,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,883,000 | 21,933,000 | 33,154,000 | 44,408,000 |
| Interest expense | 4,464,000 | 9,102,000 | 13,950,000 | 18,875,000 |
| Net interest income | 6,419,000 | 12,831,000 | 19,204,000 | 25,533,000 |
| Noninterest income | 477,000 | 1,002,000 | 1,461,000 | 1,691,000 |
| Noninterest expense | 2,937,000 | 6,052,000 | 9,120,000 | 12,455,000 |
| Provision for loan losses | 198,000 | 436,000 | 477,000 | 267,000 |
| Pretax income | 3,768,000 | 7,352,000 | 11,078,000 | 14,516,000 |
| Income tax | 13,000 | 27,000 | 41,000 | 52,000 |
| Net income | 3,755,000 | 7,325,000 | 11,037,000 | 14,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,436,000 | 70,627,000 | 72,440,000 | 70,751,000 |
| Total capital | 74,979,000 | 76,225,000 | 77,945,000 | 76,024,000 |
| Risk-weighted assets | 474,972,000 | 517,813,000 | 530,088,000 | 534,026,000 |