Call reports 2006
BANK OF WASHINGTON — 2006
What BANK OF WASHINGTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 518,162,000 | 509,353,000 | 502,374,000 | 556,939,000 |
| Total loans | 424,475,000 | 428,056,000 | 436,486,000 | 448,706,000 |
| Allowance for loan losses | 4,902,000 | 4,945,000 | 4,975,000 | 5,079,000 |
| Securities available for sale | 63,273,000 | 62,640,000 | 46,746,000 | 81,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,568,000 | 378,586,000 | 363,237,000 | 409,937,000 |
| Interest-bearing deposits | 343,165,000 | 332,008,000 | 316,476,000 | 362,218,000 |
| Noninterest-bearing deposits | 51,403,000 | 46,578,000 | 46,761,000 | 47,718,000 |
| Equity capital | 67,811,000 | 65,199,000 | 68,052,000 | 67,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,128,000 | 18,889,000 | 29,057,000 | 39,406,000 |
| Interest expense | 3,197,000 | 6,690,000 | 10,414,000 | 14,420,000 |
| Net interest income | 5,931,000 | 12,199,000 | 18,643,000 | 24,986,000 |
| Noninterest income | 572,000 | 1,122,000 | 1,656,000 | 2,165,000 |
| Noninterest expense | 2,893,000 | 5,913,000 | 9,034,000 | 12,001,000 |
| Provision for loan losses | 288,000 | 361,000 | 414,000 | 627,000 |
| Pretax income | 3,326,000 | 7,051,000 | 10,859,000 | 14,531,000 |
| Income tax | 10,000 | 22,000 | 34,000 | 49,000 |
| Net income | 3,316,000 | 7,029,000 | 10,825,000 | 14,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,538,000 | 66,345,000 | 68,435,000 | 67,387,000 |
| Total capital | 73,632,000 | 71,482,000 | 73,672,000 | 72,771,000 |
| Risk-weighted assets | 424,947,000 | 432,030,000 | 439,044,000 | 462,633,000 |