Call reports 2005
BANK OF WASHINGTON — 2005
What BANK OF WASHINGTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 440,680,000 | 449,527,000 | 476,754,000 | 517,564,000 |
| Total loans | 369,375,000 | 386,430,000 | 416,497,000 | 404,710,000 |
| Allowance for loan losses | 4,220,000 | 4,346,000 | 4,773,000 | 4,613,000 |
| Securities available for sale | 52,375,000 | 46,581,000 | 41,191,000 | 80,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,888,000 | 323,620,000 | 353,055,000 | 397,560,000 |
| Interest-bearing deposits | 284,237,000 | 275,120,000 | 306,636,000 | 353,607,000 |
| Noninterest-bearing deposits | 40,651,000 | 48,500,000 | 46,419,000 | 43,953,000 |
| Equity capital | 67,065,000 | 68,844,000 | 70,683,000 | 68,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,571,000 | 13,621,000 | 21,819,000 | 30,357,000 |
| Interest expense | 1,995,000 | 4,098,000 | 6,426,000 | 9,187,000 |
| Net interest income | 4,576,000 | 9,523,000 | 15,393,000 | 21,170,000 |
| Noninterest income | 625,000 | 1,382,000 | 2,000,000 | 2,617,000 |
| Noninterest expense | 2,563,000 | 5,342,000 | 8,122,000 | 11,088,000 |
| Provision for loan losses | 275,000 | 348,000 | 826,000 | 769,000 |
| Pretax income | 2,361,000 | 5,213,000 | 8,449,000 | 11,934,000 |
| Income tax | 9,000 | 195,000 | 205,000 | 182,000 |
| Net income | 2,352,000 | 5,018,000 | 8,244,000 | 11,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,282,000 | 68,780,000 | 70,837,000 | 69,347,000 |
| Total capital | 71,716,000 | 73,417,000 | 75,835,000 | 74,203,000 |
| Risk-weighted assets | 354,843,000 | 371,130,000 | 401,566,000 | 405,660,000 |