Call reports 2004
BANK OF WASHINGTON — 2004
What BANK OF WASHINGTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 354,155,000 | 366,712,000 | 377,113,000 | 440,229,000 |
| Total loans | 296,603,000 | 317,359,000 | 332,342,000 | 349,557,000 |
| Allowance for loan losses | 3,408,000 | 3,645,000 | 3,782,000 | 3,974,000 |
| Securities available for sale | 41,321,000 | 37,352,000 | 32,188,000 | 75,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,402,000 | 247,807,000 | 256,752,000 | 335,766,000 |
| Interest-bearing deposits | 214,666,000 | 209,272,000 | 216,729,000 | 293,216,000 |
| Noninterest-bearing deposits | 38,735,000 | 38,535,000 | 40,023,000 | 42,550,000 |
| Equity capital | 68,750,000 | 69,148,000 | 71,697,000 | 68,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,896,000 | 10,114,000 | 15,981,000 | 22,000,000 |
| Interest expense | 1,237,000 | 2,434,000 | 3,811,000 | 5,452,000 |
| Net interest income | 3,659,000 | 7,680,000 | 12,170,000 | 16,548,000 |
| Noninterest income | 526,000 | 1,110,000 | 1,676,000 | 2,258,000 |
| Noninterest expense | 2,436,000 | 5,053,000 | 7,674,000 | 10,295,000 |
| Provision for loan losses | 155,000 | 422,000 | 599,000 | 797,000 |
| Pretax income | 1,594,000 | 3,315,000 | 5,583,000 | 7,708,000 |
| Income tax | 1,347,000 | 1,357,000 | 1,367,000 | 1,371,000 |
| Net income | 247,000 | 1,958,000 | 4,216,000 | 6,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,873,000 | 69,039,000 | 71,299,000 | 67,830,000 |
| Total capital | 71,434,000 | 72,849,000 | 75,261,000 | 72,027,000 |
| Risk-weighted assets | 284,945,000 | 305,209,000 | 316,896,000 | 339,353,000 |