Call reports 2002
BANK OF WASHINGTON — 2002
What BANK OF WASHINGTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 341,371,000 | 342,928,000 | 344,403,000 | 364,202,000 |
| Total loans | 256,028,000 | 263,173,000 | 282,093,000 | 285,343,000 |
| Allowance for loan losses | 2,978,000 | 3,063,000 | 3,274,000 | 3,284,000 |
| Securities available for sale | 66,729,000 | 56,863,000 | 46,069,000 | 43,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,382,000 | 255,831,000 | 251,440,000 | 275,477,000 |
| Interest-bearing deposits | 219,464,000 | 222,495,000 | 215,626,000 | 239,188,000 |
| Noninterest-bearing deposits | 33,918,000 | 33,336,000 | 35,814,000 | 36,289,000 |
| Equity capital | 71,213,000 | 72,218,000 | 72,577,000 | 73,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,450,000 | 10,732,000 | 16,100,000 | 21,385,000 |
| Interest expense | 1,783,000 | 3,416,000 | 4,999,000 | 6,355,000 |
| Net interest income | 3,667,000 | 7,316,000 | 11,101,000 | 15,030,000 |
| Noninterest income | 533,000 | 984,000 | 1,512,000 | 2,247,000 |
| Noninterest expense | 2,225,000 | 4,477,000 | 7,019,000 | 9,341,000 |
| Provision for loan losses | 181,000 | 476,000 | 747,000 | 812,000 |
| Pretax income | 1,794,000 | 3,348,000 | 4,858,000 | 7,190,000 |
| Income tax | 593,000 | 1,088,000 | 1,579,000 | 2,343,000 |
| Net income | 1,201,000 | 2,260,000 | 3,279,000 | 4,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,103,000 | 71,663,000 | 72,183,000 | 73,165,000 |
| Total capital | 74,111,000 | 74,805,000 | 75,546,000 | 76,590,000 |
| Risk-weighted assets | 240,593,000 | 251,305,000 | 269,056,000 | 274,213,000 |