Call report 2013Q4
REGAL FINANCIAL BANK — 2013Q4
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,999,000 | USD | evidence → |
| Total loans | 76,963,000 | USD | evidence → |
| Allowance for loan losses | 1,752,000 | USD | evidence → |
| Securities available for sale | 6,393,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,609,000 | USD | evidence → |
| Interest-bearing deposits | 78,696,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,913,000 | USD | evidence → |
| Equity capital | 10,935,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,890,000 | USD | evidence → |
| Interest expense | 467,000 | USD | evidence → |
| Net interest income | 3,423,000 | USD | evidence → |
| Noninterest income | 380,000 | USD | evidence → |
| Noninterest expense | 4,686,000 | USD | evidence → |
| Provision for loan losses | 1,879,000 | USD | evidence → |
| Pretax income | -2,762,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,091,000 | USD | evidence → |
| Total capital | 12,050,000 | USD | evidence → |
| Risk-weighted assets | 75,900,000 | USD | evidence → |