Call report 2008Q2
REGAL FINANCIAL BANK — 2008Q2
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,432,000 | USD | evidence → |
| Total loans | 140,518,000 | USD | evidence → |
| Allowance for loan losses | 1,788,000 | USD | evidence → |
| Securities available for sale | 2,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,699,000 | USD | evidence → |
| Interest-bearing deposits | 115,828,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,871,000 | USD | evidence → |
| Equity capital | 14,127,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,149,000 | USD | evidence → |
| Interest expense | 2,352,000 | USD | evidence → |
| Net interest income | 2,797,000 | USD | evidence → |
| Noninterest income | 191,000 | USD | evidence → |
| Noninterest expense | 2,683,000 | USD | evidence → |
| Provision for loan losses | 293,000 | USD | evidence → |
| Pretax income | 12,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 12,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,113,000 | USD | evidence → |
| Total capital | 15,939,000 | USD | evidence → |
| Risk-weighted assets | 146,046,000 | USD | evidence → |