Call report 2007Q3
REGAL FINANCIAL BANK — 2007Q3
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,601,000 | USD | evidence → |
| Total loans | 122,825,000 | USD | evidence → |
| Allowance for loan losses | 1,467,000 | USD | evidence → |
| Securities available for sale | 9,297,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,668,000 | USD | evidence → |
| Interest-bearing deposits | 109,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,336,000 | USD | evidence → |
| Equity capital | 12,945,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,327,000 | USD | evidence → |
| Interest expense | 3,591,000 | USD | evidence → |
| Net interest income | 3,736,000 | USD | evidence → |
| Noninterest income | 271,000 | USD | evidence → |
| Noninterest expense | 3,440,000 | USD | evidence → |
| Provision for loan losses | 178,000 | USD | evidence → |
| Pretax income | 389,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,977,000 | USD | evidence → |
| Total capital | 14,501,000 | USD | evidence → |
| Risk-weighted assets | 128,639,000 | USD | evidence → |