Call report 2006Q1
REGAL FINANCIAL BANK — 2006Q1
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,943,000 | USD | evidence → |
| Total loans | 94,019,000 | USD | evidence → |
| Allowance for loan losses | 1,400,000 | USD | evidence → |
| Securities available for sale | 11,244,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,595,000 | USD | evidence → |
| Interest-bearing deposits | 92,143,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,452,000 | USD | evidence → |
| Equity capital | 13,802,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,919,000 | USD | evidence → |
| Interest expense | 872,000 | USD | evidence → |
| Net interest income | 1,047,000 | USD | evidence → |
| Noninterest income | 53,000 | USD | evidence → |
| Noninterest expense | 955,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 55,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 55,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,047,000 | USD | evidence → |
| Total capital | 15,299,000 | USD | evidence → |
| Risk-weighted assets | 100,009,000 | USD | evidence → |