Call report 2003Q4
REGAL FINANCIAL BANK — 2003Q4
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,758,000 | USD | evidence → |
| Total loans | 43,135,000 | USD | evidence → |
| Allowance for loan losses | 650,000 | USD | evidence → |
| Securities available for sale | 6,940,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,797,000 | USD | evidence → |
| Interest-bearing deposits | 54,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,673,000 | USD | evidence → |
| Equity capital | 13,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,033,000 | USD | evidence → |
| Interest expense | 619,000 | USD | evidence → |
| Net interest income | 2,414,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 2,289,000 | USD | evidence → |
| Provision for loan losses | 335,000 | USD | evidence → |
| Pretax income | 5,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,815,000 | USD | evidence → |
| Total capital | 14,453,000 | USD | evidence → |
| Risk-weighted assets | 50,993,000 | USD | evidence → |