Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,803,000 | 24,276,000 | 26,815,000 | 27,692,000 |
| Total loans | 19,239,000 | 20,293,000 | 22,819,000 | 24,317,000 |
| Allowance for loan losses | 198,000 | 206,000 | 228,000 | 244,000 |
| Securities available for sale | 2,260,000 | 1,720,000 | 1,559,000 | 1,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,994,000 | 19,638,000 | 19,499,000 | 21,253,000 |
| Interest-bearing deposits | 15,643,000 | 15,301,000 | 15,144,000 | 16,273,000 |
| Noninterest-bearing deposits | 4,351,000 | 4,337,000 | 4,355,000 | 4,980,000 |
| Equity capital | 1,919,000 | 1,932,000 | 2,118,000 | 2,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 764,000 | 1,188,000 | 1,629,000 |
| Interest expense | 76,000 | 146,000 | 222,000 | 311,000 |
| Net interest income | 297,000 | 618,000 | 966,000 | 1,318,000 |
| Noninterest income | 90,000 | 241,000 | 456,000 | 712,000 |
| Noninterest expense | 310,000 | 674,000 | 1,076,000 | 1,532,000 |
| Provision for loan losses | 10,000 | 26,000 | 76,000 | 95,000 |
| Pretax income | 67,000 | 159,000 | 270,000 | 403,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 67,000 | 159,000 | 270,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,884,000 | 1,976,000 | 2,087,000 | 2,203,000 |
| Total capital | 2,082,000 | 2,182,000 | 2,315,000 | 2,447,000 |
| Risk-weighted assets | 19,164,000 | 20,189,000 | 22,101,000 | 23,774,000 |