Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,486,000 | 25,063,000 | 25,583,000 | 24,431,000 |
| Total loans | 17,215,000 | 17,091,000 | 19,409,000 | 18,362,000 |
| Allowance for loan losses | 176,000 | 176,000 | 198,000 | 188,000 |
| Securities available for sale | 5,055,000 | 4,657,000 | 3,386,000 | 2,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,520,000 | 21,137,000 | 20,828,000 | 20,561,000 |
| Interest-bearing deposits | 17,149,000 | 16,713,000 | 16,450,000 | 16,084,000 |
| Noninterest-bearing deposits | 4,371,000 | 4,423,000 | 4,378,000 | 4,477,000 |
| Equity capital | 1,728,000 | 1,811,000 | 1,767,000 | 1,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 718,000 | 1,079,000 | 1,482,000 |
| Interest expense | 106,000 | 198,000 | 282,000 | 364,000 |
| Net interest income | 271,000 | 520,000 | 797,000 | 1,118,000 |
| Noninterest income | 47,000 | 103,000 | 211,000 | 269,000 |
| Noninterest expense | 274,000 | 552,000 | 896,000 | 1,202,000 |
| Provision for loan losses | 12,000 | 20,000 | 45,000 | 53,000 |
| Pretax income | 32,000 | 73,000 | 89,000 | 154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 73,000 | 89,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,736,000 | 1,777,000 | 1,793,000 | 1,816,000 |
| Total capital | 1,912,000 | 1,953,000 | 1,991,000 | 2,004,000 |
| Risk-weighted assets | 18,342,000 | 18,874,000 | 21,039,000 | 19,237,000 |