Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,550,000 | 24,383,000 | 25,665,000 | 25,976,000 |
| Total loans | 15,570,000 | 15,901,000 | 15,939,000 | 16,153,000 |
| Allowance for loan losses | 183,000 | 186,000 | 179,000 | 182,000 |
| Securities available for sale | 4,190,000 | 3,621,000 | 4,647,000 | 4,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,818,000 | 22,545,000 | 22,801,000 | 22,165,000 |
| Interest-bearing deposits | 18,213,000 | 19,047,000 | 18,638,000 | 18,021,000 |
| Noninterest-bearing deposits | 3,605,000 | 3,498,000 | 4,163,000 | 4,144,000 |
| Equity capital | 1,679,000 | 1,757,000 | 1,776,000 | 1,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 720,000 | 1,042,000 | 1,411,000 |
| Interest expense | 145,000 | 283,000 | 420,000 | 550,000 |
| Net interest income | 199,000 | 437,000 | 622,000 | 861,000 |
| Noninterest income | 64,000 | 108,000 | 200,000 | 217,000 |
| Noninterest expense | 242,000 | 499,000 | 764,000 | 1,050,000 |
| Provision for loan losses | 4,000 | 7,000 | 12,000 | 15,000 |
| Pretax income | 17,000 | 39,000 | 46,000 | 13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 39,000 | 46,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,708,000 | 1,730,000 | 1,736,000 | 1,704,000 |
| Total capital | 1,891,000 | 1,916,000 | 1,915,000 | 1,885,000 |
| Risk-weighted assets | 17,086,000 | 17,499,000 | 15,788,000 | 16,810,000 |