Call reports 2025
BANK OF THE ORIENT — 2025
What BANK OF THE ORIENT reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 982,458,000 | 1,021,230,000 | 1,051,726,000 | 1,121,969,000 |
| Total loans | 805,695,000 | 832,909,000 | 874,078,000 | 953,140,000 |
| Allowance for loan losses | 13,362,000 | 13,049,000 | 13,294,000 | 13,214,000 |
| Securities available for sale | 40,395,000 | 39,871,000 | 38,380,000 | 33,043,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 824,997,000 | 864,912,000 | 892,484,000 | 953,463,000 |
| Interest-bearing deposits | 711,376,000 | 754,380,000 | 774,180,000 | 835,151,000 |
| Noninterest-bearing deposits | 113,621,000 | 110,532,000 | 118,304,000 | 118,312,000 |
| Equity capital | 132,975,000 | 129,455,000 | 131,879,000 | 132,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,531,000 | 29,696,000 | 45,509,000 | 61,763,000 |
| Interest expense | 6,158,000 | 12,579,000 | 19,222,000 | 25,962,000 |
| Net interest income | 8,373,000 | 17,117,000 | 26,287,000 | 35,801,000 |
| Noninterest income | 207,000 | 398,000 | 591,000 | 535,000 |
| Noninterest expense | 5,886,000 | 11,898,000 | 18,119,000 | 26,268,000 |
| Provision for loan losses | 51,000 | -12,000 | 77,000 | -7,000 |
| Pretax income | 2,694,000 | 5,617,000 | 8,759,000 | 10,069,000 |
| Income tax | 808,000 | 1,685,000 | 2,628,000 | 3,048,000 |
| Net income | 1,886,000 | 3,932,000 | 6,131,000 | 7,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,175,000 | 130,646,000 | 132,879,000 | 133,668,000 |