Call reports 2024
BANK OF THE ORIENT — 2024
What BANK OF THE ORIENT reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 895,377,000 | 937,913,000 | 972,892,000 | 965,014,000 |
| Total loans | 718,076,000 | 761,345,000 | 787,727,000 | 796,334,000 |
| Allowance for loan losses | 13,379,000 | 13,634,000 | 13,685,000 | 13,709,000 |
| Securities available for sale | 28,197,000 | 27,921,000 | 42,122,000 | 40,173,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,015,000 | 784,780,000 | 814,885,000 | 807,485,000 |
| Interest-bearing deposits | 609,885,000 | 671,178,000 | 691,417,000 | 695,929,000 |
| Noninterest-bearing deposits | 127,130,000 | 113,602,000 | 123,468,000 | 111,556,000 |
| Equity capital | 130,204,000 | 126,748,000 | 129,270,000 | 130,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,528,000 | 27,454,000 | 42,507,000 | 57,434,000 |
| Interest expense | 5,755,000 | 11,985,000 | 18,655,000 | 25,392,000 |
| Net interest income | 7,773,000 | 15,469,000 | 23,852,000 | 32,042,000 |
| Noninterest income | 199,000 | 386,000 | 592,000 | 1,498,000 |
| Noninterest expense | 5,487,000 | 11,246,000 | 17,193,000 | 22,768,000 |
| Provision for loan losses | -162,000 | 93,000 | 144,000 | 168,000 |
| Pretax income | 2,485,000 | 4,609,000 | 7,255,000 | 10,776,000 |
| Income tax | 708,000 | 1,337,000 | 2,104,000 | 3,135,000 |
| Net income | 1,777,000 | 3,272,000 | 5,151,000 | 7,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,424,000 | 127,904,000 | 129,851,000 | 132,185,000 |