Call reports 2023
BANK OF THE ORIENT — 2023
What BANK OF THE ORIENT reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 838,612,000 | 854,447,000 | 876,308,000 | 885,240,000 |
| Total loans | 675,263,000 | 680,601,000 | 679,870,000 | 690,604,000 |
| Allowance for loan losses | 13,408,000 | 13,468,000 | 13,485,000 | 13,541,000 |
| Securities available for sale | 29,811,000 | 29,094,000 | 27,710,000 | 28,808,000 |
| Securities held to maturity | 521,000 | 520,000 | 519,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,036,000 | 687,944,000 | 702,248,000 | 708,841,000 |
| Interest-bearing deposits | 529,684,000 | 553,597,000 | 569,181,000 | 578,543,000 |
| Noninterest-bearing deposits | 146,352,000 | 134,347,000 | 133,067,000 | 130,298,000 |
| Equity capital | 121,411,000 | 123,729,000 | 125,864,000 | 128,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,683,000 | 24,056,000 | 37,107,000 | 50,453,000 |
| Interest expense | 2,263,000 | 5,578,000 | 9,814,000 | 14,806,000 |
| Net interest income | 9,420,000 | 18,478,000 | 27,293,000 | 35,647,000 |
| Noninterest income | 190,000 | 379,000 | 1,058,000 | 1,233,000 |
| Noninterest expense | 5,197,000 | 10,463,000 | 15,993,000 | 21,427,000 |
| Provision for loan losses | -926,000 | -866,000 | -884,000 | -828,000 |
| Pretax income | 4,413,000 | 8,394,000 | 12,358,000 | 15,453,000 |
| Income tax | 1,282,000 | 2,434,000 | 3,584,000 | 4,909,000 |
| Net income | 3,131,000 | 5,960,000 | 8,774,000 | 10,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,105,000 | 124,734,000 | 127,573,000 | 129,558,000 |