Call reports 2022
BANK OF THE ORIENT — 2022
What BANK OF THE ORIENT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 868,215,000 | 855,110,000 | 847,478,000 | 845,747,000 |
| Total loans | 690,383,000 | 690,829,000 | 687,300,000 | 674,762,000 |
| Allowance for loan losses | 15,943,000 | 15,733,000 | 15,433,000 | 14,334,000 |
| Securities available for sale | 21,773,000 | 21,842,000 | 24,868,000 | 29,694,000 |
| Securities held to maturity | 525,000 | 524,000 | 523,000 | 522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,157,000 | 704,028,000 | 694,265,000 | 687,885,000 |
| Interest-bearing deposits | 559,785,000 | 552,728,000 | 540,432,000 | 533,420,000 |
| Noninterest-bearing deposits | 156,372,000 | 151,300,000 | 153,833,000 | 154,465,000 |
| Equity capital | 111,927,000 | 112,769,000 | 113,930,000 | 117,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,959,000 | 16,315,000 | 25,837,000 | 36,965,000 |
| Interest expense | 553,000 | 1,133,000 | 1,981,000 | 3,447,000 |
| Net interest income | 7,406,000 | 15,182,000 | 23,856,000 | 33,518,000 |
| Noninterest income | 2,954,000 | 3,146,000 | 3,393,000 | 3,561,000 |
| Noninterest expense | 5,398,000 | 10,851,000 | 16,600,000 | 21,786,000 |
| Provision for loan losses | -300,000 | -599,000 | -900,000 | -1,998,000 |
| Pretax income | 5,262,000 | 8,076,000 | 11,549,000 | 17,291,000 |
| Income tax | 1,488,000 | 2,286,000 | 3,268,000 | 5,272,000 |
| Net income | 3,774,000 | 5,790,000 | 8,281,000 | 12,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,043,000 | 112,749,000 | 114,952,000 | 118,798,000 |