Call reports 2021
BANK OF THE ORIENT — 2021
What BANK OF THE ORIENT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 933,293,000 | 917,207,000 | 932,525,000 | 946,569,000 |
| Total loans | 695,763,000 | 677,205,000 | 698,748,000 | 699,189,000 |
| Allowance for loan losses | 18,032,000 | 16,739,000 | 16,539,000 | 16,243,000 |
| Securities available for sale | 29,002,000 | 27,500,000 | 25,850,000 | 24,337,000 |
| Securities held to maturity | 528,000 | 527,000 | 526,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,625,000 | 773,084,000 | 786,736,000 | 796,327,000 |
| Interest-bearing deposits | 642,199,000 | 620,242,000 | 628,071,000 | 633,317,000 |
| Noninterest-bearing deposits | 145,426,000 | 152,842,000 | 158,665,000 | 163,010,000 |
| Equity capital | 103,340,000 | 105,162,000 | 107,229,000 | 109,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,283,000 | 16,111,000 | 24,299,000 | 32,474,000 |
| Interest expense | 1,318,000 | 2,252,000 | 2,891,000 | 3,515,000 |
| Net interest income | 6,965,000 | 13,859,000 | 21,408,000 | 28,959,000 |
| Noninterest income | 199,000 | 899,000 | 1,626,000 | 2,059,000 |
| Noninterest expense | 5,557,000 | 11,185,000 | 16,619,000 | 22,041,000 |
| Provision for loan losses | -300,000 | -500,000 | -700,000 | -1,090,000 |
| Pretax income | 1,907,000 | 4,073,000 | 7,115,000 | 10,067,000 |
| Income tax | 529,000 | 1,130,000 | 1,974,000 | 2,879,000 |
| Net income | 1,378,000 | 2,943,000 | 5,141,000 | 7,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,082,000 | 102,755,000 | 104,909,000 | 107,051,000 |