Call reports 2020
BANK OF THE ORIENT — 2020
What BANK OF THE ORIENT reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 927,848,000 | 955,718,000 | 931,663,000 | 927,306,000 |
| Total loans | 748,392,000 | 745,782,000 | 736,084,000 | 708,403,000 |
| Allowance for loan losses | 15,601,000 | 16,762,000 | 17,635,000 | 17,713,000 |
| Securities available for sale | 29,048,000 | 16,203,000 | 13,442,000 | 11,161,000 |
| Securities held to maturity | 31,000 | 30,000 | 29,000 | 529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,509,000 | 814,576,000 | 789,193,000 | 782,393,000 |
| Interest-bearing deposits | 679,098,000 | 672,104,000 | 646,513,000 | 640,291,000 |
| Noninterest-bearing deposits | 124,411,000 | 142,472,000 | 142,680,000 | 142,102,000 |
| Equity capital | 94,393,000 | 98,976,000 | 100,508,000 | 102,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,264,000 | 19,372,000 | 28,080,000 | 36,816,000 |
| Interest expense | 2,779,000 | 5,030,000 | 6,884,000 | 8,498,000 |
| Net interest income | 7,485,000 | 14,342,000 | 21,196,000 | 28,318,000 |
| Noninterest income | 255,000 | 7,286,000 | 7,496,000 | 7,737,000 |
| Noninterest expense | 5,551,000 | 11,468,000 | 17,116,000 | 22,472,000 |
| Provision for loan losses | 210,000 | 1,578,000 | 1,038,000 | 968,000 |
| Pretax income | 1,980,000 | 8,583,000 | 10,539,000 | 12,616,000 |
| Income tax | 485,000 | 2,404,000 | 2,984,000 | 3,428,000 |
| Net income | 1,495,000 | 6,179,000 | 7,555,000 | 9,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,608,000 | 95,996,000 | 97,818,000 | 99,698,000 |