Call reports 2019
BANK OF THE ORIENT — 2019
What BANK OF THE ORIENT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 855,584,000 | 907,140,000 | 927,282,000 | 894,124,000 |
| Total loans | 735,848,000 | 743,996,000 | 754,157,000 | 749,108,000 |
| Allowance for loan losses | 14,335,000 | 15,139,000 | 12,194,000 | 15,391,000 |
| Securities available for sale | 26,971,000 | 47,463,000 | 46,780,000 | 38,305,000 |
| Securities held to maturity | 34,000 | 33,000 | 32,000 | 32,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,933,000 | 779,464,000 | 798,645,000 | 770,883,000 |
| Interest-bearing deposits | 579,713,000 | 650,476,000 | 662,540,000 | 642,396,000 |
| Noninterest-bearing deposits | 121,220,000 | 128,988,000 | 136,105,000 | 128,487,000 |
| Equity capital | 96,280,000 | 98,175,000 | 98,688,000 | 92,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,877,000 | 21,847,000 | 33,018,000 | 44,156,000 |
| Interest expense | 2,194,000 | 4,680,000 | 7,471,000 | 10,251,000 |
| Net interest income | 8,683,000 | 17,167,000 | 25,547,000 | 33,905,000 |
| Noninterest income | 275,000 | 569,000 | 859,000 | 1,119,000 |
| Noninterest expense | 5,838,000 | 11,393,000 | 16,836,000 | 23,098,000 |
| Provision for loan losses | 300,000 | 1,100,000 | 3,710,000 | 14,288,000 |
| Pretax income | 2,820,000 | 5,243,000 | 5,862,000 | -2,357,000 |
| Income tax | 825,000 | 1,160,000 | 860,000 | -1,215,000 |
| Net income | 1,995,000 | 4,083,000 | 5,002,000 | -1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,338,000 | 95,981,000 | 96,371,000 | 89,371,000 |
| Total capital | 103,175,000 | 105,038,000 | 105,503,000 | 98,143,000 |
| Risk-weighted assets | 701,466,000 | 718,502,000 | 727,226,000 | 694,907,000 |