Call reports 2018
BANK OF THE ORIENT — 2018
What BANK OF THE ORIENT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 787,378,000 | 806,926,000 | 836,464,000 | 876,858,000 |
| Total loans | 659,998,000 | 694,333,000 | 719,548,000 | 727,258,000 |
| Allowance for loan losses | 11,780,000 | 11,913,000 | 11,917,000 | 14,031,000 |
| Securities available for sale | 24,539,000 | 24,079,000 | 22,969,000 | 26,941,000 |
| Securities held to maturity | 36,000 | 36,000 | 35,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,433,000 | 657,073,000 | 678,502,000 | 718,840,000 |
| Interest-bearing deposits | 526,879,000 | 546,564,000 | 559,735,000 | 596,249,000 |
| Noninterest-bearing deposits | 102,554,000 | 110,509,000 | 118,767,000 | 122,591,000 |
| Equity capital | 82,484,000 | 86,574,000 | 91,254,000 | 93,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,519,000 | 18,027,000 | 28,747,000 | 39,781,000 |
| Interest expense | 1,178,000 | 2,853,000 | 4,608,000 | 6,742,000 |
| Net interest income | 7,341,000 | 15,174,000 | 24,139,000 | 33,039,000 |
| Noninterest income | 226,000 | 509,000 | 5,861,000 | 6,153,000 |
| Noninterest expense | 5,428,000 | 10,681,000 | 16,603,000 | 22,828,000 |
| Provision for loan losses | 0 | 133,000 | 134,000 | 2,133,000 |
| Pretax income | 2,139,000 | 4,869,000 | 13,250,000 | 14,218,000 |
| Income tax | 676,000 | 1,582,000 | 4,380,000 | 3,365,000 |
| Net income | 1,463,000 | 3,287,000 | 8,870,000 | 10,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,545,000 | 83,704,000 | 88,435,000 | 91,833,000 |
| Total capital | 87,758,000 | 92,155,000 | 97,074,000 | 100,498,000 |
| Risk-weighted assets | 653,257,000 | 672,491,000 | 687,740,000 | 687,822,000 |