Call reports 2017
BANK OF THE ORIENT — 2017
What BANK OF THE ORIENT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 611,374,000 | 661,427,000 | 713,738,000 | 736,455,000 |
| Total loans | 496,837,000 | 553,986,000 | 598,764,000 | 637,626,000 |
| Allowance for loan losses | 9,837,000 | 10,113,000 | 11,315,000 | 11,777,000 |
| Securities available for sale | 26,427,000 | 26,223,000 | 25,799,000 | 25,199,000 |
| Securities held to maturity | 39,000 | 38,000 | 38,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,919,000 | 551,339,000 | 601,226,000 | 612,535,000 |
| Interest-bearing deposits | 408,175,000 | 452,172,000 | 502,035,000 | 511,849,000 |
| Noninterest-bearing deposits | 100,744,000 | 99,167,000 | 99,191,000 | 100,686,000 |
| Equity capital | 70,099,000 | 71,808,000 | 73,712,000 | 80,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,538,000 | 13,144,000 | 20,791,000 | 28,910,000 |
| Interest expense | 509,000 | 1,191,000 | 2,120,000 | 3,153,000 |
| Net interest income | 6,029,000 | 11,953,000 | 18,671,000 | 25,757,000 |
| Noninterest income | 241,000 | 463,000 | 1,372,000 | 1,697,000 |
| Noninterest expense | 4,891,000 | 9,662,000 | 14,628,000 | 20,046,000 |
| Provision for loan losses | -361,000 | 0 | 1,220,000 | 1,679,000 |
| Pretax income | 1,740,000 | 2,754,000 | 4,195,000 | 5,729,000 |
| Income tax | 79,000 | 79,000 | 259,000 | -5,293,000 |
| Net income | 1,661,000 | 2,675,000 | 3,936,000 | 11,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,633,000 | 72,188,000 | 74,080,000 | 77,197,000 |
| Total capital | 76,886,000 | 79,240,000 | 81,437,000 | 85,107,000 |
| Risk-weighted assets | 496,361,000 | 560,814,000 | 584,342,000 | 628,702,000 |