Call reports 2014
BANK OF THE ORIENT — 2014
What BANK OF THE ORIENT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 454,418,000 | 459,676,000 | 470,980,000 | 466,559,000 |
| Total loans | 335,497,000 | 334,124,000 | 324,956,000 | 344,080,000 |
| Allowance for loan losses | 9,535,000 | 10,052,000 | 10,463,000 | 10,549,000 |
| Securities available for sale | 66,046,000 | 43,562,000 | 40,179,000 | 36,374,000 |
| Securities held to maturity | 87,000 | 86,000 | 85,000 | 84,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,549,000 | 380,852,000 | 385,083,000 | 386,258,000 |
| Interest-bearing deposits | 324,257,000 | 322,389,000 | 323,144,000 | 323,116,000 |
| Noninterest-bearing deposits | 59,292,000 | 58,463,000 | 61,939,000 | 63,142,000 |
| Equity capital | 53,250,000 | 54,035,000 | 55,188,000 | 54,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,251,000 | 8,593,000 | 13,084,000 | 17,189,000 |
| Interest expense | 343,000 | 652,000 | 975,000 | 1,303,000 |
| Net interest income | 3,908,000 | 7,941,000 | 12,109,000 | 15,886,000 |
| Noninterest income | 227,000 | 507,000 | 748,000 | 1,094,000 |
| Noninterest expense | 5,271,000 | 10,056,000 | 15,123,000 | 20,350,000 |
| Provision for loan losses | 0 | -700,000 | -700,000 | -700,000 |
| Pretax income | -794,000 | -423,000 | -1,081,000 | -2,185,000 |
| Income tax | 8,000 | 27,000 | 47,000 | 13,000 |
| Net income | -802,000 | -450,000 | -1,128,000 | -2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,155,000 | 51,506,000 | 52,829,000 | 51,759,000 |
| Total capital | 55,192,000 | 55,472,000 | 56,614,000 | 55,802,000 |
| Risk-weighted assets | 317,357,000 | 311,166,000 | 296,078,000 | 316,804,000 |