Call reports 2012
BANK OF THE ORIENT — 2012
What BANK OF THE ORIENT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 572,142,000 | 542,659,000 | 528,184,000 | 534,021,000 |
| Total loans | 364,295,000 | 359,846,000 | 337,505,000 | 316,737,000 |
| Allowance for loan losses | 20,811,000 | 18,298,000 | 18,512,000 | 18,459,000 |
| Securities available for sale | 102,407,000 | 74,036,000 | 71,139,000 | 66,904,000 |
| Securities held to maturity | 450,000 | 447,000 | 443,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,820,000 | 440,389,000 | 431,188,000 | 446,895,000 |
| Interest-bearing deposits | 411,373,000 | 381,132,000 | 368,562,000 | 381,053,000 |
| Noninterest-bearing deposits | 60,447,000 | 59,257,000 | 62,626,000 | 65,842,000 |
| Equity capital | 42,047,000 | 42,821,000 | 43,124,000 | 42,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,053,000 | 11,824,000 | 17,317,000 | 22,366,000 |
| Interest expense | 1,253,000 | 2,280,000 | 3,184,000 | 3,950,000 |
| Net interest income | 4,800,000 | 9,544,000 | 14,133,000 | 18,416,000 |
| Noninterest income | 577,000 | 1,072,000 | 1,282,000 | 1,831,000 |
| Noninterest expense | 4,798,000 | 9,543,000 | 14,547,000 | 20,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 579,000 | 1,587,000 | 1,382,000 | 618,000 |
| Income tax | 0 | 1,000 | 1,000 | -219,000 |
| Net income | 579,000 | 1,586,000 | 1,381,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,420,000 | 39,428,000 | 39,222,000 | 38,678,000 |
| Total capital | 42,750,000 | 43,599,000 | 43,257,000 | 42,420,000 |
| Risk-weighted assets | 329,729,000 | 319,399,000 | 308,150,000 | 284,551,000 |