Call reports 2011
BANK OF THE ORIENT — 2011
What BANK OF THE ORIENT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 594,483,000 | 576,446,000 | 583,399,000 | 576,808,000 |
| Total loans | 463,267,000 | 430,024,000 | 409,313,000 | 385,023,000 |
| Allowance for loan losses | 18,933,000 | 20,580,000 | 20,597,000 | 21,176,000 |
| Securities available for sale | 24,387,000 | 14,420,000 | 48,656,000 | 84,923,000 |
| Securities held to maturity | 660,000 | 461,000 | 457,000 | 454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,713,000 | 474,094,000 | 480,397,000 | 472,915,000 |
| Interest-bearing deposits | 434,185,000 | 419,642,000 | 422,584,000 | 416,104,000 |
| Noninterest-bearing deposits | 56,528,000 | 54,452,000 | 57,813,000 | 56,811,000 |
| Equity capital | 41,797,000 | 40,026,000 | 40,773,000 | 41,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,080,000 | 14,006,000 | 20,831,000 | 27,373,000 |
| Interest expense | 1,599,000 | 3,047,000 | 4,474,000 | 5,845,000 |
| Net interest income | 5,481,000 | 10,959,000 | 16,357,000 | 21,528,000 |
| Noninterest income | 502,000 | 50,000 | 141,000 | -48,000 |
| Noninterest expense | 5,604,000 | 10,780,000 | 16,135,000 | 21,199,000 |
| Provision for loan losses | 0 | 1,900,000 | 1,900,000 | 1,900,000 |
| Pretax income | 343,000 | -1,703,000 | -1,569,000 | -1,651,000 |
| Income tax | 135,000 | 0 | 0 | 0 |
| Net income | 208,000 | -1,703,000 | -1,569,000 | -1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,700,000 | 37,788,000 | 37,923,000 | 37,841,000 |
| Total capital | 45,329,000 | 43,025,000 | 42,708,000 | 42,344,000 |
| Risk-weighted assets | 436,847,000 | 403,424,000 | 366,852,000 | 343,408,000 |