Call reports 2010
BANK OF THE ORIENT — 2010
What BANK OF THE ORIENT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 643,111,000 | 629,487,000 | 674,398,000 | 636,992,000 |
| Total loans | 520,243,000 | 501,878,000 | 494,008,000 | 475,473,000 |
| Allowance for loan losses | 10,514,000 | 12,995,000 | 14,332,000 | 18,910,000 |
| Securities available for sale | 31,427,000 | 32,571,000 | 24,603,000 | 20,487,000 |
| Securities held to maturity | 701,000 | 697,000 | 693,000 | 665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,164,000 | 511,618,000 | 542,509,000 | 533,906,000 |
| Interest-bearing deposits | 462,831,000 | 453,777,000 | 478,257,000 | 474,836,000 |
| Noninterest-bearing deposits | 58,333,000 | 57,841,000 | 64,252,000 | 59,070,000 |
| Equity capital | 52,703,000 | 53,094,000 | 55,775,000 | 40,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,072,000 | 16,007,000 | 23,892,000 | 31,640,000 |
| Interest expense | 1,945,000 | 3,835,000 | 5,735,000 | 7,657,000 |
| Net interest income | 6,127,000 | 12,172,000 | 18,157,000 | 23,983,000 |
| Noninterest income | 342,000 | 252,000 | 4,799,000 | 4,775,000 |
| Noninterest expense | 5,265,000 | 10,589,000 | 15,622,000 | 21,626,000 |
| Provision for loan losses | 306,000 | 2,711,000 | 3,967,000 | 14,122,000 |
| Pretax income | 943,000 | -836,000 | 3,409,000 | -6,946,000 |
| Income tax | 444,000 | -481,000 | 1,160,000 | 7,768,000 |
| Net income | 499,000 | -355,000 | 2,249,000 | -14,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,783,000 | 50,823,000 | 54,030,000 | 37,992,000 |
| Total capital | 56,284,000 | 57,043,000 | 60,095,000 | 43,764,000 |
| Risk-weighted assets | 515,867,000 | 490,600,000 | 476,716,000 | 448,410,000 |