Call reports 2009
BANK OF THE ORIENT — 2009
What BANK OF THE ORIENT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 742,970,000 | 730,409,000 | 686,788,000 | 620,174,000 |
| Total loans | 569,788,000 | 567,165,000 | 547,085,000 | 527,648,000 |
| Allowance for loan losses | 8,551,000 | 10,857,000 | 10,798,000 | 10,135,000 |
| Securities available for sale | 66,286,000 | 60,074,000 | 36,212,000 | 26,479,000 |
| Securities held to maturity | 13,398,000 | 753,000 | 709,000 | 704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,810,000 | 574,566,000 | 532,386,000 | 492,149,000 |
| Interest-bearing deposits | 531,604,000 | 519,101,000 | 472,178,000 | 434,420,000 |
| Noninterest-bearing deposits | 55,206,000 | 55,465,000 | 60,208,000 | 57,729,000 |
| Equity capital | 62,131,000 | 62,506,000 | 62,159,000 | 52,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,242,000 | 19,588,000 | 28,546,000 | 37,065,000 |
| Interest expense | 4,175,000 | 7,999,000 | 11,215,000 | 13,733,000 |
| Net interest income | 6,067,000 | 11,589,000 | 17,331,000 | 23,332,000 |
| Noninterest income | 299,000 | 406,000 | 193,000 | 1,371,000 |
| Noninterest expense | 5,512,000 | 11,212,000 | 16,745,000 | 21,960,000 |
| Provision for loan losses | 921,000 | 1,122,000 | 5,122,000 | 18,944,000 |
| Pretax income | 81,000 | 438,000 | -3,332,000 | -14,905,000 |
| Income tax | -389,000 | -400,000 | -2,225,000 | -4,086,000 |
| Net income | 470,000 | 838,000 | -1,107,000 | -10,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,295,000 | 60,663,000 | 60,061,000 | 49,234,000 |
| Total capital | 67,491,000 | 67,786,000 | 66,915,000 | 55,843,000 |
| Risk-weighted assets | 573,945,000 | 565,802,000 | 544,137,000 | 524,987,000 |